Gulfport Central Title
Phone: 727-384-LULU (5858)
Gulfport Central Title Company, Inc. provides the following real estate services:
Frequently Asked Questions
What types of title insurance policies are available?
There are 2 types of title insurance policies, Lender's Policy and Owner's Policy.
If a mortgage is to be placed on your property, the mortgage lender will require that you purchase a lender title insurance policy. The lender title insurance policy does not protect you, it protects the lender. An Owner's Title Insurance Policy protects you. You pay for this only once. There are no renewal premiums and there is no expiration date on the policy for as long as you own the property.
How much does title insurance cost?
The cost for title insurance is one percent or less based on the purchase price of the property.
The charges include the closing fee, title search fee, title examination and the title insurance policy. Please contact our office for a free no-obligation quote for your title work.
What types of problems can a title search reveal?
A title search can reveal unpaid taxes, divorce decree, probate, incorrect legal descriptions, judgments against the prior or current owners, unsatisfied mortgages and any restrictions, easements, and covenants of the land. Title insurance can protect you against loss if any of these problems occur as a result of claims against your property.